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Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.
Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.

Tentang Jumlah Rakaat Sholat Tarawih

Qiyam Ramadhan dan sholat tarawih hukumnya sangat dianjurkan oleh Rasulullah (sunnah muaqqadah), bahkan dia tidak pernah meninggalkannya. Oleh alasannya yaitu itu pelaksanaan sholat tarawih ijan hingga mengganggu ukhuwwah Islamiyyah yang hukumnya yaitu wajib khusus alasannya yaitu ada perbedaan jumlah rakaat sholat tarawih.

Anjuran melaksanakan qiyam dan Tarawih di bulan ramadhan sesuai sabda Rasulullah shalallahu ‘alaihi wa sallam : “Dari Abu Hurairah menceritakan, bahwa Nabi SAW sangat menganjurkan qiyam ramadhan dengan tidak mewajibkannya. Kemudian Nabi SAW bersabda: ”Siapa saja yang mendirikan shalat di malam ramadhan penuh dengan keimanan dan impian maka ia diampuni dosa-dosa yang telah lampau “(Muttafaq ‘alaihi, lafazh imam Muslim dalam shahihnya: 6/40)

Tentang Shalat Tarawih Berjamaah
Pada awalnya shalat Tarawih dilaksanakan Nabi  SAW dengan sebagian sahabat secara berjamaah di masjidnya, namun sesudah berjalan tiga malam, Nabi SAW membiarkan para sahabat melaksanakan Tarawih secara sendiri-sendiri. Hingga suatu kemudian saat Umar bin Khattab menyaksikan adanya fenomena shalat Tarawih yang terpencar-pencar, terbesit dalam diri Umar untuk menyatukannya sehingga terbentuklah shalat Tarawih berjamaah yang dipimpin Ubay bin Kaab. Hal itu ibarat yang terekam dalam hadits muttafaq alaihi riwayat ‘Aisyah ( al-Lu’lu’ wal Marjan: 436) Dari sini lebih banyak didominasi ulama menetapkan sunnahnya pemberlakukan shalat Tarawih secara berjamaah ( lihat syarh Muslim oleh Nawawi : 6/39)

Tentang Jumlah Rakaat Tarawih
a. Dalam riwayat Bukhari tidak menjelaskan berapa rakaat Ubay bin Kaab melaksanakan Tarawih. Demikian juga riwayat ‘Aisyah- yang menjelaskan perihal tiga malam Nabi SAW mendirikan tarawih bersama para sahabat- tidak menyebutka n  jumlah rakaatnya, sekalipun dalam riwayat ‘Aisyah lainnya ditegaskan tidak adanya pembedaan oleh Nabi SAW perihal jumlah rakaat shalat malam baik di dalam maupun di luar Ramadhan. Namun riwayat ini nampak pada konteks yang lebih umum yaitu shalat malam. Hal itu terlihat pada kecenderungan para ulama yang meletakkan riwayat ini pada serpihan shalat malam secara umum, contohnya imam Bukhari meletakkannya pada serpihan shalat tahajud, imam Malik dalam Muwatha’ pada serpihan shalat Witir Nabi  shalallahu ‘alaihi wa sallam  ( lihat Fathul Bari 4/250; Muwatha’ dalam Tanwir Hawalaik: 141).Hal tersebut memunculkan perbedaan dalam jumlah rakaat Tarawih yang berkisar dari 11, 13, 21, 23, 36, bahkan 39 rakaat. 

Namun dalam Hadits Aisyah yang lain terdapat keterangan bahwa: “Nabi tidak pernah melaksanakan shalat malam lebih dari 11 rakaat baik di dalam maupun di luar Ramadhan” ( al-Fath : ibid).

b. Imam Malik dalam Muwatha’-nya meriwayatkan bahwa Umar bin Khattab menyuruh Ubay bin Kaab dan Tamim ad-Dari untuk  melaksanakan shalat Tarawih  11 rakaat dengan rakaat-rakaat yang sangat panjang. Namun dalam riwayat Yazid bin ar-Rumman bahwa jumlah rakaat yang didirikan di masa Umar bin Khattab 23 rakaat ( al-Muwatha’ dalam Tanwirul Hawalaik; 138)

c. Imam at-Tirmidzi menyatakan bahwa Umar dan Ali serta sahabat lainnya menjalankan shalat Tarawih sejumlah 20 rakaat (selain witir). Pendap at ini didukung oleh ats-Tsauri, Ibnu Mubarak dan asy-Syafi’i (Lihat Fiqhu Sunnah:1/195)

d. Bahkan di masa Umar bin Abdul Aziz kaum muslimin shalat Tarawih hingga 36 rakaat ditambah Witir tiga rakaat. Hal ini dikomentari imam Malik bahwa kasus tersebut sudah usang menurutnya (al-Fath: ibid ).

e. Imam asy-Syafi’i dari riwayat az-Za’farani menyampaikan bahwa ia sempat menyaksikan umat Islam melaksanakan Tarawih di Madinah dengan 39 rakaat, dan di Makkah 33 rakaat, dan menurutnya  hal tersebut memang mempunyai kelonggaran (al-Fath : ibid) 

Dari riwayat di atas terang duduk kasus dalam jumlah rakaat Tarawih bukanlah duduk kasus jumlah melainkan kualitas rakaat yang hendak didirikan. Ibnu Hajar berpendapat: “Bahwa perbedaan yang terjadi dalam jumlah rakaat Tarawih muncul dikarenakan panjang dan pendeknya rakaat yang didirikan. Jika dalam mendirikannya dengan rakaat-rakaat yang panjang maka berakibat pada sedikitnya jumlah rakaat dan demikian sebaliknya”. 

Hal  senada juga diungkapkan oleh Imam Asy-Syafi’i: “Jika shalatnya panjang dan jumlah  rakaatnya sedikit itu baik menurutku. Dan jikalau shalatnya pendek dan jumlah rakaatnya banyak itu juga baik menurutku, sekalipun saya lebih bahagia pada yang pertama”. Selanjutnya dia juga menyatakan bahwa orang yang menjalankan tarawih 8 rakaat dengan Witir 3 rakaat dia telah mencontoh Nabi SAW dan yang melaksanakan dengan shalat 23 mereka telah mencontoh Umar ra, sedang yang menjalankan 39 rakaat atau 41 mereka telah mencontoh salafu saleh dari generasi sahabat dan tabiin. Bahkan berdasarkan imam Malik ra hal itu telah berjalan lebih dari ratusan tahun.  

Hal yang sama juga diungkapkan imam Ahmad ra bahwa tidak ada pembatasan yang signifikan dalam jumlah rakaat Tarawih melainkan tergantung panjang dan pendeknya rakaat yang didirikan (Lihat Ibnu Hajar dalam Fathul Bari 4/250 dst ) 

Jika kita perhatikan dengan cermat maka yang menjadi konsen dalam shalat Tarawih yaitu kualitas dalam menjalankannya dan bagaimana shalat tersebut benar-benar menjadi media yang komunikatif antara hamba dan Rabb-Nya lahir dan batin sehingga berimplikasi dalam kehidupan berupa ketenangan dan merasa selalu bersama-Nya dimanapun berada. 

Cara dan metode Melaksanakan Shalat Tarawih
1. Dalam hadits Bukhari riwayat ‘Aisyah menjelaskan bahwa cara Nabi shalallahu ‘alaihi wa sallam  dalam menjalankan shalat malam yaitu dengan melaksanakan tiga kali salam masing-masing terdiri empat rakaat yang sangat panjang ditambah 4 rakaat yang panjang pula ditambah 3 rakaat sebagai epilog (Lihat Fathul Bari : Ibid)

2. Bentuk lain yang ialah penegasan secara qauli dan fi’li juga menawarkan bahwa shalat malam sanggup pula dilakukan dua rakaat-dua rakaat dan ditutup satu rakaat. Ibnu Umar ra menceritakan bahwa seorang sahabat bertanya ke pada Rasulullah SAW perihal cara Rasulullah SAW mendirikan shalat malam dia menjawab:”  shalat malam didirikan dua rakaat dua rakaat jikalau ia khawatir akan tibanya waktu Shubuh maka hendaknya menutup dengan satu rakaat (Mutaffaq alaihi al-Lu’lu’ wal Marjan : 432).  Hal ini ditegaskan fi’liyah Nabi SAW dalam hadits Muslim dan Malik ra (lihat Syarh Shaih  Muslim 6/ 46-47; Muwatha’ dalam Tanwir: 143-144) 
3. Dari sini Ibnu Hajar menegaskan bahwa Nabi shalallahu ‘alaihi wa sallam terkadang melaksanakan Witir / menutup shalatnya dengan satu rakaat dan terkadang menutupnya dengan tiga rakaat.

Demikian klarifikasi seputar shalat Tarawih dalam perspektif Islam  semoga Tuhan SAW memberkahi dan selalu mengkaruniakan kesatuan dan persatuan umat melalui ibadah yang mulia ini.  Saling memahami dan menghormati dalam melaksanakan qiyam ramadhan dengan tetap menjaga rasa ukhuwwah Islamiyyah.

Sumber: Panduan Ibadah Ramadhan, Iman Santoso, Lc.


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